AHIP AHM-250 Exam Practice Questions (P. 2)
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Question #11
According to the IRS, which of the following is not an allowable preventive care service?
- ASmoking cessation programs.
- BPeriodic health examinations.
- CHealth club memberships.
- DImmunizations for children and adults.
Correct Answer:
C
C
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Question #12
After a somewhat modest start in 2004, enrollment in HSA-related health plans more than tripled in 2005, making them today’s fastest growing type of CDHP. As of January 2006, enrollment in HSAs had reached nearly:
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Question #13
Al Marak, a member of the Frazier Health Plan, has asked for a typical Level One appeal of a decision that Frazier made regarding Mr. Marak's coverage. One true statement about this Level One appeal is that:
- AMr. Marak has the right to appeal to the next level if the Level One appeal upholds the original decision
- BIt requires Frazier and Mr. Marak to submit to arbitration in order to resolve the dispute
- CIt is considered to be an informal appeal
- DIt will be handled by an independent review organization (IRO)
Correct Answer:
A
A
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Question #14
All CDHP products provide federal tax advantages while allowing consumers to save money for their healthcare.
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Question #15
All good Medical, Inc., a health plan, has contracted with Mercy Memorial Hospital to provide inpatient medical services to Allgood's plan members. The terms of the contract specify that Allgood will reimburse Mercy Memorial on the basis of a negotiated charge for each inpatient day allocated to one of its members. This negotiated charge represents a percentage discount that increases as patient volume increases. In this situation, the type of compensation agreement between Allgood and Mercy Memorial is best identified as a:
- Aper diem agreement
- Bfee-for-service agreement
- Cwithhold agreement
- Ddiagnostic related group (DRG) agreement
Correct Answer:
A
A
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Question #16
Although the process is voluntary for health plans, external accreditation is becoming more and more important as states and purchasers require health plans undergo some type of external review process. This process:
- AIs voluntary for health plans.
- BRequires all change accreditation organizations to use the same standards of accreditation.
- CTypically requires the accrediting organization to conduct a medical record review and a review of a health plan's credentialing processes, but not an evaluation of the health plans' member service systems processes.
- DCannot assure that a health plan meets a specified level of quality.
Correct Answer:
A
A
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Question #17
Amendments to the HMO act 1973 do not permit federally qualified HMO’s to use
- ARetrospective experience rating
- BAdjusted community rating
- CCommunity rating by class
- DCommunity rating
Correct Answer:
A
A
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Question #18
An exclusive provider organization (EPO) operates much like a PPO. However, one difference between an EPO and a PPO is that an EPO
- AIs regulated under federal HMO legislation
- BGenerally provides no benefits for out-of-network care
- CHas no provider network of physicians
- DIs not subject to state insurance laws
Correct Answer:
B
B
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Question #19
An HMO that combines characteristics of two or more HMO models is sometimes referred to as a
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Question #20
Appropriateness of treatment provided is determined by developing criteria that if unmet will prompt further investigation of a claim which are also called:
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